June 4, 2010


First things first, ensure that you are not in any immediate danger. Make sure your engine is switched off, your hazard lights are on and you vacate the car. It is important to make sure nobody is smoking.

If anybody in any of the vehicles involved are injured try your best to assess their injuries and call an ambulance. If they are seriously injured, only move them if it is absolutely necessary. If a motorcyclist is involved do not remove their helmet unless they have breathing problems.

You are by law required to stop at the scene of an accident and provide a certain number of details including your name, address and registration details. However, if you cannot provide these immediately you must report the incident to your local police station within 24 hours.

You must also provide details of your insurance policy. Again if this is not possible at the scene you must provide your contact details and inform your insurers as soon as practicably possible.

When you make a claim it is not always easy to prove who was responsible. Therefore it is important to make note of the other parties make, model and registration number. If possible, it’s advisable to take photos of the scene and note down the weather conditions, road conditions and whether they were any witnesses present. If there are try to take down contact details from the witnesses.

Finally stay calm. At the end of the day if you can carry out the instructions above you must be ok, a car is replaceable you’re not!!

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