Providing affordable car insurance for young drivers is an almost impossible task.
Statistics show one in five new drivers has a crash in the first six months, and while one in eight drivers is under 25, they account for one in three fatalities.
The Department for Transport and insurers are looking at ways to cut the risks associated with new drivers, which would allow premiums to fall.
Following the Driving Standards Agency’s Learn to Drive consultation, from the end of this month, the theory driving test will include case studies and proof of understanding.
A new pre-driver training qualification is being rolled out to 14 to 17-year-olds in schools.
The Driving Standards Agency is also talking to the Association of British Insurers (ABI) and individual insurers to look at ways to revamp the Pass Plus scheme. Some elements could be incorporated into a beefed up driving test or new post-driving test course.
While insurers do offer discounts, according to ABI figures, young drivers with Pass Plus are only marginally less likely to have an accident than those without