You may or may not have heard of the term “Cat C” – a term used to denote a specific type of car insurance write-off after a vehicle has been seriously damaged.
Vehicles that are written off after as a result of a major accident, flood or fire damage are often categorised under Cat C insurance. It basically means that even if the car is repairable, the cost of any parts and/or labour would significantly exceed the value of the vehicle, making any repair work economically impractical.
If your motor insurance provider deems the damage to be beyond economic repair, it may be classified as a Cat C write-off. Quite often such vehicles are put up for auction at repair garages who may be able to fix them at trade prices – usually a lot less than an insurance company would be charged!
Safe driving from Britannia!